TOO many apartments

does not matter what man has...he is poor too or greedy (what is worse than poor) if he cannot pay for Gold or Platinum status here.  

You right.
And woman can't be happy with greedy man.

Absolutely right) Finally one fair comment from man 

I must say Paul. You are everything i despice. Your comments are hatefull and shows no respect for other people then yourself. I hope you spend your life alone. I petty the woman stupid enough falling for you.

do you consider your comment an example of shining humanism?
reprimanding people is one thing, cursing them is something else…

I feel pity for you that your life must have been loaded with negative experience with men.
Values and intellect do not depend on the sex or gender. I hope, you will find out about that yourself - one day…

Most likely your home was purchased with a mortgage loan, with terms and credit requirements much less stringent compared to Russia/UA lenders. Here in the US mortgage loan rates are hovering at 4% requiring as little as 3% of the homes value as down payment - almost anyone can "buy" a house. In any case, when the Soviet economic system collapsed in the 90's the state ownership of property transitioned into the individual head of households, and so more people in Russia/UA own their homes outright compared to NA.

I admire the efficient city planning structure of post-USSR cities and municipalities, and admit the American system of "suburban sprawl" has it's flaws. We are too dependent on automobiles for our personal transportation needs, and the high cost of transportation is a factor why many young adults are unable to afford the basic costs of living compared to previous generations.